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Prospecting Open Banking Possibilities
Enabling APIs to create new revenue opportunities
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We’re now an ISO-certified company!
ISO/IEC 27001:2013 - Certification for Information Security in Omnichannel Solution Products
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Learn how Clayfin built an award-winning Corporate/SME platform for Bandhan Bank
An IBS Intelligence Case Study
Experience Platform
Elevate Your CX Journey
In today’s digital age, experiences count more than ever. Your digitally savvy, next-gen consumers want financial and banking solutions that provide them with the same easy experience and personalization that they receive from other consumer companies. This requires customer experience to be built in every swipe, tap or scroll—only possible with an omnichannel digital banking experience platform.
Banking Solutions
NBFC
Digital experience solution with easy
customer acquisition and management
Engagement Tools
Personal Finance Management
Dateline

Khalil Al-Qattan
Head of Digital Transformation, Burgan Bank, Kuwait
"Our previous online platform and mobile app were limited in the features and the experience they offered. Hence, we partnered with Clayfin in order to revamp our customer journey as an enriched experience bringing added-value services to our customers."

Ashwin Kumar
CIO, Jana Small Finance Bank, India
"We believe the ‘Physital’ (physical touch with digital delivery) approach will pave the way for success. And Clayfin is playing a key role in making the digital delivery seamless across digital banking channels (internet and mobile) for Jana Small Finance Bank. In addition, feature like PFM enables us to have deeper engagement with our customers and become a key part of their future and life"

Sabbir Hossain
Chief Operating Officer, BRAC Bank, Bangladesh
"In Clayfin, we found a partner who was willing to walk the extra mile with us. Their adaptability contributed massively to this implementation, through which we will now be able to scale faster and continue to provide tangible value to our customers."

Reality Bytes
From exclusion to empowerment: Driving digital financial inclusion in developing economies
COVID-19 significantly promoted financial inclusion. However, the World Bank reports that more than 1.4 billion adults worldwide remain unbanked. This is due to the presence of a level of inequality in accessing financial services now more than ever.
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Digital Banking
Imagining a Cashless Utopia: A New Era for Digital Banks in Bangladesh
Despite the ongoing global digital transformation, where smartphones have become increasingly accessible to a larger population, Bangladesh remains significantly behind in embracing this digital shift.
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Reality Bytes
Making Waves or Barely Staying Afloat? Accelerating Digital Transformation Retail Banking
In the ever-changing landscape of retail banking, a major transformation is underway! This digital wave is reshaping banking as we know it.
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Future Talk
Surfing the Sand Dunes of Digital Finance: The Future of Saudi Arabia’s Digital Banking
In the digital banking world, Saudi Arabia was never considered a forerunner in embracing digital transformation compared to its other global counterparts. That is, until now!
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Future Talk
Traditional Banking with a Modern Twist: Surviving the Neobanking Wave - Part II
How can a time-tested traditional bank survive the new wave of Neobanks? The story is as old as time: as new ideas and technologies dawn, the old order scatters to thrive.
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Future Talk
Neo-Banks: A Disruptive Force or A Threat to Traditional Banks? - Part I
Neobanks have set the stage for a pivotal shift in banking. By operating solely online, they bid farewell to conventional brick-and-mortar branches, while also meeting the special needs of specific segments like millennials, Gen-Zs, and up-and-coming SMEs.
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Customer Experience
Empowering The Boomers: The Importance of Senior-Friendly Digital Banking
Digitisation primarily targets Generation Z and Millennials due to their strong inclination towards online activities. However, a significant and untapped market for banks is senior citizens, who often get overlooked.
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Banking
To Build Or To Buy? Why Buying Your Solutions Is The Right Decision To Make
Businesses are faced with choices every day. With every choice they make, some consequences follow. When investing in IT infrastructure, enterprises have two basic options: building or buying.
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Blog
Envisaging A Digital-First Bangladesh With Binimoy Interoperable Transaction Digital Platform (IDTP)
Interoperability has revolutionised banking for good. So much of our everyday life depends on computers' ability to exchange and effectively use the information available.
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Blog
Ways Digital Banking Can Transform Customer Experience in The Middle East
Digital banking has simplified many things for customers in the Middle East. Find out how digital banking can transform customer experience in ME.
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Blog
Fostering Middle East’s Digital Commerce Boom With Transformational Digital Banking
Vietnam is one of the fastest growing countries with a strong potential for rapid digital economic development. This was, however, not an overnight feat. The Department of Digital Economy and Digital Society set things in motion with several initiatives to digitally transform the country
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Blog
Nâng cao Tương tác Khách hàng của Việt Nam với các Giải pháp Ngân hàng Thông minh
Việt Nam là một trong những quốc gia có tốc độ tăng trưởng nhanh nhất và tiềm năng phát triển kinh tế số nhanh chóng. Tuy nhiên, đây không phải là thành tựu dđạt được qua một đêm. Cục Kinh tế – Xã hội số đã khởi động một số sáng kiến để biến đổi số hóa đất nước
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Blog
Top Digital Banking Trends To Look Out For In 2023
The need for a digital revolution in the banking sector was always apparent. However, the last decade saw tremendous growth in digital banking. Then the pandemic happened, and it only nudged the digital revolution further. While it has been interesting to witness the change so far, with the new year upon us, banks need to brace themselves and prepare for trends that will define the digitalisation of the banking space in 2023.
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Blog
Reimagining customer engagement by leveraging AI/ML in digital banking
Evolving technology means growing demands from customers. They begin expecting tools that are intuitive, seamless, and fast. Incidentally, these tools help banks advance by hitting their ideal customer engagement target.
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Blog
Top Eight Features Corporate Customers Look For In Their Banking App
Today, people enjoy the opportunity to do business and complete payments at home or on the go, also known as mobile banking. With multiple levels of digital transformation, corporate banking is expected to reinvent its identity altogether.
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Blog
Personal Financial Management - How Next-Gen Banking Solution Is A Boon For Both Banks & Customers
PFM tools are no longer a mere add-on in the banking industry. Due to market conditions that are constantly changing. Customers are increasingly demanding new features.
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Blog
How does digital banking support green banking?
We've been discussing how banking has changed over time, how far we've come, important digital trends that have replaced retail banking, and future developments in banking for a while now. We speculate and take part in the discourse.
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Blog
SME Digital Banking Guide: All You Need To Know
A global Accenture study that surveyed more than 2000 SMEs across 10 markets reveals how SMEs are more than willing to embrace modern digital platforms
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Blog
The Compelling Case For Digitization In NBFCs
If these affirming messages on Non-Banking Financial Companies (NBFCs) websites don’t encourage you to whip out your business loan application, perhaps the convenience and ease of banking with them will.
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Blog
Digital Transformation: A Step Toward Sustainability For Banks and Financial Institutions In Bangladesh - Part 2
Bangladesh Bank released the "Sustainability Rating 2021”, and it offers an interesting perspective on how dynamic the changes within the financial services space are in the country. Here’s some obvious proof.
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Blog
Digital Revolution in the Bangladesh Financial Market - Part 1
Digital disruption has been a key driver of Bangladesh’s growth, development, and unwavering resilience. Read more about the growth trajectory that has been defining the country’s digital narrative within the financial and banking services space.
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Blog
Part 2: Drivers of Change in Next Gen Banking: Why Retail Banks Need Digital Transformation to Survive
Leveraging AI in the financial sector has become almost mandatory. However, banks face many challenges in this regard. Here are few hurdles that the banking sector must overcome before reaping the full benefit of AI
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Blog
Part 1: Drivers of Change in Next Gen Retail Banking
AI-powered digitisation is a key growth tenet in the financial services industry. Here is Part 1 of the blog that explores the digital disruptors in today’s banking sector.
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Blog
Noteworthy banking CX transformations in ME in the recent past
Customer experience is the competitive differentiator in the Middle East banking industry today. Read this blog to understand the recent changes in the financial services industry of the ME.
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Customer Experience
QR Codes: Consumer-driven innovation for a contactless banking experience
With an uptick in the number of smartphone users, payments through a QR code have become a massive hit among consumers everywhere. Read on to know how QR Codes driver for a contactless banking experience.
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